How our approach sets us apart
Our methodology is grounded in clarity, transparency, and ethical guidance, ensuring your values are central to every recommendation.
Transparent process
You’ll always know how each step supports your goals.
Personalised guidance
We listen first, then adapt every plan to your life.
Meet our advisors
Dedicated, experienced, and client-focused
Monica Lee
Senior Advisor
Master of Commerce, Applied Finance University of Sydney
Blue Horizon Advisory
Key skills
Methods
Credentials
Monica brings a decade of experience in financial analysis and client service, focusing on transparent, value-driven recommendations for individuals.
Monica creates a welcoming environment for clients to rethink spending. Her approach is grounded in ethics, always prioritising individual needs and privacy while ensuring practical next steps.
Henry Young
Financial Advisor
Bachelor of Economics, Financial Services Monash University
Insight Wealth Group
Key skills
Methods
Credentials
Henry is known for his analytical mindset and dedication to transparency. He tailors each consultation to match clients’ evolving goals and circumstances.
Henry works with clients from various backgrounds, carefully analysing each case for practical solutions. He values transparency and is quick to adapt plans based on client input or situation changes.
Riley Carter
Budgeting Specialist
Bachelor of Business, Accounting University of Queensland
Pinnacle Financial Solutions
Key skills
Methods
Credentials
Riley specialises in zero-based budgeting, taking extra care to ensure recommendations are realistic and actionable for every client.
Riley enjoys making the process of zero-based budgeting accessible and non-intimidating. They help clients identify opportunities for small changes leading to sustained, meaningful improvements.
Emily Watson
Client Care Lead
Diploma of Financial Services TAFE NSW
Pacific Advice Partners
Key skills
Methods
Credentials
Emily ensures every client feels supported and well-informed at each step, bringing years of customer care experience to the serathion team.
Emily coordinates communication and logistics for the team, ensuring clients are comfortable and informed throughout their experience. She’s passionate about friendly, reliable support.
Our step-by-step consultation process
We guide you through structured sessions designed to clarify your financial habits and realign spending with your values.
Initial consultation
We start by scheduling a meeting to understand your preferences and what you hope to achieve through zero-based budgeting recommendations.
This stage includes an open discussion focused on your current situation, with an emphasis on active listening.
Collaborative plan
Together, we develop a spending plan that supports your priorities and helps create mindful habits reflective of your values.
We offer guidance, suggest practical adjustments, and ensure you remain integral to every decision along the way.
Ongoing support
After implementation, we remain available for questions, review sessions, and adapting recommendations as your needs evolve.
Regular follow-ups provide feedback and ensure your plan keeps pace with your goals.
Why choose serathion over others?
| Feature | serathion | Consultant 1 | Consultant 2 |
|---|---|---|---|
| Zero-based budgeting focus | |||
| Personalised, values-led process | |||
| No product promotion | |||
| Ethical and confidential approach |